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for Retirement Income
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Financial Education for Securities, Banking,
& Insurance Professionals.
& Insurance Professionals.
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CASL®Chartered Advisor for Senior Living®5 Courses: 5 Required / 0 Elective |
Retirement Income Education
Become Your Clients' Ultimate Coach
Prepare to assist the more than 76 million baby boomers who are now moving toward retirement with all that lies ahead by signing up for the Chartered Advisor for Senior Living® (CASL®) self-study program. CASL® courses deliver practical education that can help you expand your business and provide lifelong benefits to your clients.
With five in-depth courses, CASL® is the most robust designation available in this specialized field. Completing the program prepares you to lead clients from middle age through retirement and assist them with the management, preservation and transfer of wealth. This is the retirement designation that meets all regulatory standards.
Earn the CASL® Your Way:
The comprehensive core of CASL® knowledge is supplemented by a broad selection of elective courses, allowing you to customize the program to the dynamics of your individual practice. Complete your program as fast as you like with leading edge texts and access to extensive online study aides at no additional charge, including:
- Supplemental readings
- Online discussion with course professors
- Sample questions
- Practice exams
Designed specifically for independent and self-funded professionals, Accelerated Success is the most convenient and affordable way to complete the CASL® program.
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Attend live, instructor-led classes from your home or office PC. These interactive classes offer a convenient, time-saving way to participate in classes without needing to travel.
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CASL® Curriculum
Course Name
Course #
Required
Covers various aspects of the principles of investments and their application to financial planning. Discusses risk analysis and risk and return computations. Looks at stocks, bonds, investment companies, options and futures contracts. Includes an extended discussion of tax issues in investing and issues in the practice of portfolio management, including strategic and tactical asset allocation. Provides many examples of ethical and practical issues in managing a client’s portfolio.
Covers various aspects of estate and gift tax planning, including the nature, valuation, transfer, administration and taxation of property. Provides a basic understanding of the estate and gift tax system, including strategies of estate planning. Discusses gratuitous transfers of property outright or with trusts, wills and powers of appointment; use of the marital deduction; valuation of assets; and buy-sell agreements. Covers the client interview, fact finding, ethical standards and development of personal estate plans.
Focuses on the important changes clients face as they age to enable financial advisors to better serve clients' needs. Presents the demographics of aging, as well as economic, historical, biological, psychological and political perspectives. Deals with social aspects—life course transitions, family relationships and social support systems, living arrangements and work and retirement. Covers care issues, including health and health care, caring for the frail elderly and dying, death and bereavement. Also addresses practical considerations involved in communicating effectively with seniors.
Provides a thorough analysis of the alternatives available for senior clients to finance medical and long-term care, including private resources, government programs and private insurance. Emphasizes the need for care, the settings in which health care services are provided, and the types of resources available to finance them.
Focuses on financial decisions clients face as they approach, reach and pass retirement age and on the tools and techniques financial advisors may employ to assist their clients with these decisions. The course covers source of income, retirement calculations, investment considerations both during the accumulation and distribution phases, annuities, housing decisions and estate planning concerns. Especially valuable for practitioners helping clients move retirement assets from employer sponsored to individual retirement plans. Provides perspectives on dealing with aging and retired clients and their families.
Additional Study Support
Cost-effective supplementary study materials, developed in partnership with Kier Educational Resources, are also available for select CASL® courses.
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CASL® Course Policies:
The experience requirement for the CASL® designation may be satisfied by EITHER of the following:
- Achieving the experience requirements for The College's CLU®, ChFC®, RHU®, REBC®, and CLF® designations, OR
- Advising clients on financial and/or practical matters relating to their retirement years or on issues dealing with aging for at least three of the five years preceding the awarding of the designation. The same rules for part-time qualifying experience count for this type of work experience as count toward the CLU® and ChFC® designations.
Each designee will be required to adhere to The College's Code of Ethics and Procedures. Embodied in the Code are the Professional Pledge and the eight Canons.
Professional Pledge
"In all my professional relationships, I pledge myself to the following rule of ethical conduct: I shall, in light of all conditions surrounding those I serve, which I shall make every conscientious effort to ascertain and understand, render that service which, in the same circumstances, I would apply to myself."
The Canons
- Conduct yourself at all times with honor and dignity.
- Avoid practices that would bring dishonor upon your profession or The American College.
- Publicize your achievements in ways that enhance the integrity of your profession.
- Continue your studies throughout your working life so as to maintain a high level of professional competence.
- Do your utmost to attain a distinguished record of professional service.
- Support the established institutions and organizations concerned with the integrity of your profession.
- Participate in building your profession by encouraging and providing appropriate assistance to qualified persons pursuing professional studies.
- Comply with all laws and regulations, particularly as they relate to professional and business activities.
Each designee must complete 15 hours of continuing education every two years with the additional condition that at least 10 of these hours should be in course work directly related to the course work required to obtain this designation. The two-year reporting period will run concurrently with the reporting period in effect for meeting CLU® and ChFC® continuing education requirements, and commence with the first reporting period following the awarding of the designation. The CE requirements for the CASL® designation are administered by the PACE Recertification Program.
If you have earned all 15 CE credits through The American College, you do not have to sign and file a statement of compliance. The College will record CE credits you earned at The College and notify you when you have met the requirements.
The use of CE credits to meet various state requirements for CE for insurance and other professional recognitions does not preclude designees from using those same credits for this designation. Course work to earn other designations in the senior living field also may count towards CE requirements.
A Recertification Fee is applied to First-Time PACE-Required Designees after February 1, 2007. A fee of $250 (recurring every two (2) years) covers multiple designations and is not retroactive for prior PACE-required designees.
*Approximately 90% of PACE recertification fees will be used for public awareness of the designations.
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All requests for refunds must be made in writing to the Office of Professional Education, The American College, 270 S. Bryn Mawr Ave., Bryn Mawr, PA 19010. We will refund your course tuition less a $165 cancellation fee for 30 days into the quarter for which you are registered. Textbooks do not need to be returned and no refund will be given for these textbooks.
Textbooks are regularly revised to reflect recent tax code changes, new legislation, and industry trends so that you can stay current. Revised textbooks are shipped to students on the first day of the month of your selected testing quarter. Textbooks that are not under revision are shipped as soon as the registration is processed. Please contact a Professional Education counselor if you have questions about textbook revisions.
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Register Today
Online: Click Here to Begin
PDF: Mail or Fax a PDF Application
Phone: 888-263-7265
Hours: M–F 8 a.m. – 6 p.m. ET
Tuition & Fees
Tuition: $620 (per course)
Admission Fee: $140*
Shipping: $25 (per course)
Your tuition includes all required study materials, access to convenient online learning tools, and your examination. Supplementary study materials are also available for an additional cost.
*One-time, nonrefundable fee for new enrollees at The College.
The 5-Year Rule
In order to facilitate timely completion of a student's designation and as part of The College's pledge to offer the most up-to-date material and course offerings, all courses are subject to the 5 Year Rule.
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Contact Us
Call: 888-263-7265
(M–F 8 a.m. – 6 p.m. ET)
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